I spent a good bit of time early yesterday morning getting the
information together for the bank here in Decatur. It was a little bit of a
nuisance since many banks do such “paperwork” electronically. I actually had to
print out every document they required and put them together in a folder to hand
deliver to the loan office. It had been a decade or more since I have done that
sort of paper chase. I found I rather enjoy the electronic route – although, I could
verify I had exactly what was needed and was assured it was delivered and
received by the responsible person.
It will probably be the end of the week before I hear
anything because I still have to wait on a mail delivery of paperwork –
addendums and such – that Mama and I will have to sign before there can be an
evaluation of us as a borrower. The fortunate thing going for Mama and me is
that we are already prequalified with another lender. One phone call and a
couple emails got that approval done.
Mama and I are still awaiting word from the seller. Our
realtor is pretty shocked that we have not heard anything in response to our
offer – and it has been three days now. I do not think there is any particular
reason to worry but there is an unavoidable bit of apprehension any time an
answer depends on someone else. We should know soon but if the man selling the
property is out in the Gulf of Mexico on a rig, it would be some time yet
before he gets back – depending on his rotation. Some rotations are 28 days on,
28 days off.
As far as things at the farm in Bowie, we are still far from
packing and getting ready to move but we are getting some of the last trim and
finish out work done so that the apartment will be as complete as I can have it
for when Danny Benson moves it. That could take place as early as Thanksgiving –
depending on whether or not we can close on a place by the end of October. Time
will tell.
I have had a difficult time getting motivated on the little things.
Part of the inertia is getting back into the swing of things as we get back
from vacation. Much of our energy has been focused on getting caught up from
the time we were away; cleaning the place, mowing and weedeating, buying
groceries and the travel associated with that, etc.
When you add work, church and RU, meeting with bankers and
looking at properties to that list it is pretty impressive how little time we
have had to get the regular “life and living” tasks done.