Home? Maybe…

Mama and I met at the church yesterday evening since she was going on a church outing that night and we drove together to a house we had driven to before but had never taken the time to look inside. In fact, we had taken the house off of the list of prospects while we were considering buying Peggy’s house.  Mama had scheduled with the realtor to meet us there after I got off work. I suppose we were there for fifteen minutes or so before the realtor got there so we looked around once more.

The property had more to offer than we realized with some native grass and a very small watering hole. It would be too generous to call it a tank. It turned out that the property lines were not very obvious and no attempt had been made to identify them – which was curious. The realtor had to call and ask for the plat map so we could see where the lines were drawn. We have yet to view that map but I think we have a pretty good idea what the perimeter would look like.

Once inside we really liked the house. Someone had obviously taken their time in building the home. It was laid out with an unusual floor plan but offered a split bedroom set up with the master suite separated from the other two bedrooms. It was the way the builder had wired the house that caught my eye. Every room was wired for internet and cable. Every light switch was identified. The garage had two plugs for a welder or some other big user. It reminded me of the way Steve Whiddon was building his house in Victoria, TX.

Mama and I worked with the realtor to identify why the house had sat vacant for so long – and we got our answer through her patient probing of the listing agent. It was a short sale with a very difficult bank. The home had been foreclosed on by the bank and was now being sold for less than what was owed to the bank on the loan against the house. Those financial dealings take some extra work to finalize.

Mama and I also found out that there are already several offers submitted to the bank and that several prospective buyers had already backed out of the deals they were pursuing with the bank to purchase the house due to the delay in the bank’s response to their offer. We will probably go ahead and get the prequalification letter from our preferred lender and get our offer submitted by the end of this week, but there is not a great chance of us actually getting to buy the house.

 It is worth a try especially in light of the fact that we accepted a final offer on our farm – as we were driving away from the house. The projected date of closing the sale of the farm is September 8^th. That puts the onus on Mama and me to find a house and get the paperwork going to purchase it. We are being given ninety days rent free to move from the farm after closing – which puts us into the first week of December to be completely moved. As very generous as that offer is from our buyer, that will be a challenge!

God is working and I do not want to miss out.